VISION, MISSION & RESPONSIBILITIES

CARFIS is an independent public supervisory authority overseeing the investment services market, transactions in transferable securities within Canada, and the collective investment and asset management sector. Additionally, CARFIS supervises firms providing administrative services outside its primary jurisdiction, alongside the Canadian Bar Association, as well as Crypto-Asset Services Providers (CASPs).

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Financial Planners

These professionals offer a wide range of financial services, which can vary depending on the provider. Their regulation and licensing depend on the specific services they provide. Always ask for advice.

Insurance Agents

They sell various insurance products, including life, health, and property insurance, as well as annuities. They are regulated by state insurance commissions. Always ask for advice.

Accountants

Accountants assist with taxes, financial planning, tax reporting, auditing, and management consulting. They are governed by national and state licensing standards. Always ask for advice.

Lawyers

Lawyers provide legal assistance in areas like financial planning and investment decisions, and may represent clients in legal disputes with firms or investment professionals. They are regulated by state bar associations. Always ask for advice.

INVESTING BASICS
CHOOSING AN INVESTMENT PROFESSIONAL
INVESTMENT PRODUCTS
INVESTMENT ACCOUNTS

Selecting an Investment Professional

A qualified investment professional can assist you in making informed investment decisions. These professionals include registered financial experts, often referred to as stockbrokers or registered representatives, investment advisers, and financial planners. The choice of professional or team will depend on the kind of financial guidance you require. When selecting an investment professional, it’s always beneficial to ask questions and verify their credentials.

Registered Financial Professionals

These professionals buy and sell securities on behalf of their clients, including individual investors. They are overseen by CARFIS and the SEC. Always ask for advice.

Investment Advisers

These experts provide personalized advice on securities to meet their clients’ specific needs. They are regulated by the SEC or state securities authorities. Always ask for advice.